Jun
27
ThE FinaL piecE oF tHe PuzzLe!
Filed Under Daily | Leave a Comment
The other institution also said YES and it will provide the 15 K for my loan! That’s it! I talked to the old man who has Alzheimer. He cannot remember the name of his dogs… He told me that they are his son’s dogs when I asked him. I always stopped by to talk a […]
Jun
19
aNd The Bank said YES!
Filed Under Daily | 2 Comments
One important key-step has been achieved: the bank formal agreement. Now, it is just about paperwork. I can no longer back out of the deal without paying a fee but I do not want to back out. I need to end this horrible thing called: RENT! The cost is negligible compared to the rent and […]
Jun
14
DeCision Day
Filed Under Daily | Leave a Comment
After talking to SG, La Poste, LCL, BNP Paribas, Crédit Agricole, I finally found the right one and the winner is: Bank populaire! I have an appointment with them at 4 pm to finalize the paperwork. Interest rate: 2.55 % No fees on early payment Decent Guarantee fees: 0.9% of the amount I was talking […]
Jun
7
AlMost TheRe!
Filed Under Daily | Leave a Comment
I am getting nearer to a deal with the bank. It seems that there is no major problems and after talking to several of them, I am really getting nice offers. It is not too hard to know when you get the best deal, indeed, you get the best deal when most banks give the […]
Jun
4
CoStly Health CarE!
Filed Under Daily | Leave a Comment
Last month I went to see 2 doctors: a dentist and an ophthalmologist. (46 and 34 euros). Then I changed my glasses and I had some allergies in the left eye. Total cost: 586 Euros which were reimbursed! I am glad I have a nice health insurance.
May
26
A StraNge CoUple!
Filed Under Daily | Leave a Comment
For 5 months, I’ve witnessed a strange scene in front of my door: an old woman shouting at her husband who does not seem to mind and who repeats the same sentences: I knew there was something going on but…Today, the old woman came to me when I was doing some cleaning to my garden. […]
May
22
My liFe is a ChEcK liSt!
Filed Under Daily | Leave a Comment
1. I got the diplomas. 2. I got an “easy” job with a decent salary. 3. I will buy a studio … Still I am not really excited about all this. I am still bored with my life. I am thinking about applying to a position in my company to work on a island near […]
May
17
The OnGoinG Process!
Filed Under Daily | 3 Comments
Last week, I signed a pre-contract to buy a new studio, 131 000 Euros + 3741 Euros in Fees: 134 741 Euros in total. My personal scheme to pay this loan is as followed: Personal Saving: 26 741 State Loan (0% interest): 43 230 Company Loan (2.25% interest): 15 000 (Maybe 20000) Banking Loan (2.96% […]
May
10
GeEz!
Filed Under Daily | Leave a Comment
It is not good to be next to me now. I am like a volcano ready to explode. My mom called… usually it is not a good sign: 1. So my offer to make free expensive glasses for my brother is misunderstood. My mom thinks it will be too long for my brother to get […]
May
4
tHe Simple wOrDs!
Filed Under Daily | Leave a Comment
I am in one of these phases as usual and, of course, I am looking for a en empty place where I am feeling good. In these moments, I do not want to have contact with people. I like being ALONE. So I have an opportunity to buy a studio and I will probably sign […]